1311 posts • joined 28 Mar 2014
Re: @James O'Shea
"Are they *still* doing the "copper-stood-outside" thing"
Spent last week in the capital, stayed at a hotel in Belgravia just round from the embassy so passed it most days. If they're still keeping watch they're hiding.. or doing it remotely.
Re: Let them pay
Seriously? Blocked outlets and filters requires a call out?
I guess that answers the question "who buys extended warranties?" The people who can't figure out the most basic of domestic jobs.
As for your flooded kitchen story.. would an extended warranty cover the replacement of all of the damaged floor and units or would that be a home insurance claim anyway?
A bit of simple maths to work out the mean time between failure and the average cost of failure is enough to rule out extended warranties for me.
Re: Did this just last month
Just putting this out there.
O2 never used to lock their phones (except a few models), not sure if they do now.
Even with the models they did lock a quick call/live chat had them unlocked free of charge in minutes.
Re: Let them pay
Yeah... But another way to look at it is a £550 dishwasher is very likley to last more than five years without much more than a good clean of the filter every now and then (ours is approaching it's 8th year with no issues)
In fact I can't remember the last time we had any white goods fail (other than the abused washing machine as my partner insists on washing colours seperatly... As in light blue load, dark blue load, white load etc..)
So what you've done is decided that mitigating the very small risk of failure is worth £30 a year.. over five years. Do you have similar policies for all of your white goods... Because that could get quite expensive.
Re: O2 dont
O2 go to the length of having separate direct debits for the handset and the tarrif.. so when your handset loan finishes they just stop collecting it.
They also show you the outstanding balance in the myO2 app and allow you to pay off early if you want too.
It's rare I say this but I really can't fault O2, I've been with a few providers and they're by far the best.
A previous client refused to let user accounts as disabled in active directory... Just in case the user had a disability and was offended.
Re: $72k per year, not $185k
Incidentally, similar reason for hiring contractors in the UK rather than employees
Re: The most incredible thing is ...
Agree, I had a few windows phones and really liked them.
Easy to repair if you could get the parts too.
It was the apps that did it though, not enough of the big ones made it over to the platform.
I do miss the satnav though, that was brilliant.
He's looking at it wrong.
Where in the highlands?
Because I lived in the Hebrides until the late 90s and its common knowledge (in fact it's the reason that I have a BOS account) and other family members who lived on the south island have RBS accounts.. not through choice, those were the only options for local banking.
Haha ducking autocucumber.
"A Real ProgrammerTM, of course, sets registers by hand using a soldering iron"
Pah... A soldering iron? You don't know you're born... Back in my day we had to smelt sand to make the silicone...
Also, the only measure of a real programmer is that we don't eat quiche.
Re: God that’s ugly!
"It's also HUGE.
For people like me with a small wrist, 34mm is the largest watch I can wear without it looking clunky and oversized. Most men's watches are 38mm at the most.
42mm across is far too big. 46mm is just silly"
I agree, I have a Christopher Ward dress watch and its 38mm and thats just about OK... Just about.
"Contractors do indeed get the same basic allowance, however they do not get hit with corporation tax. Their company has to pay corporation tax on the profits. A contractor is not their company. their company provides sick pay, holiday pay etc. You are why IR35 exists."
While you are absolutely correct the contractors money and the companies money are not one and the same most people like to blur the line for the sake of contractor bashing...
But youre right it's all separate.
In fact, you have no idea if a contractor is taking 100% of the profits as a wage and paying full tax and NI, taking minimum wage and dividends or just leaving everything in the company to claim entrepreneurs relief when shutting the company down (if that still exists).
The majority will be taking minimum wage and a dividend AND leaving some in the company to cover sick days, holidays and time between contracts.
Seeing as you insist on posting as anon it's very hard to work out which of the other comments are yours, or who youre addressing..
Re: No Tax?
Dont forget no notice period.
Re: They should start looking at all the governments own contractors first - more closely
"Where I work, one contractor has been employed by the Govt. for over 10 years at a stoopid rate (£800+ per day) and all he does is take a month off now and again and change company name. Same guy doing same work for same money but avoiding IR35. Wouldn't mind so much but he isn't even that good :-)"
Filed under "Things that didnt happen"
They clampped down on that behaviour YEARS ago, so either hes been very lucky or youre talking out of your bum.
Re: Don't forget the Pension Contributions
"AFAIK, the company contribution reduces the Corporation Tax payments."
Yes company contributions reduce CT - the same as your employers contributions to your pension reduce their CT.
"And your contribution is before tax."
Yes, but so is yours. I dont really see your point. If youre going to have issues with contractors avoiding tax dont pick pensions as your jumping off point because your pension is taken from your gross income too.. you filthy tax dodging permie.
You're right we don't pay NI (at least not as much), when I was perm I think my NI was about 3k (+ change) a year.
Now it's closer to 300, however I'm paying around 20k more in tax overall than I ever did as a permie...
And my net pay isn't that much more (some months when I'm feeling frugal it's less).
What people continue to realise is that for insurance and liability we have to work through limited companies, which means OUR DAY RATE IS NOT OUR MONEY, of my day rate I pay out 19% immediately on corporation tax (what's the basic rate for a permie?) Then when I take the money out of the company and it becomes mine I pay personal income tax on it again.
Admittedly, this still works out less % wise than I'd pay as a permie, but £ wise HMRC are getting much more from me.
If I lost the ability to control who I work for, when I work or where I work I'd go back to permie, my income wouldn't change much but HMRCs take of my money would go down.
Re: Why do we put up with it?
"And all of that software could be run in WIndows running in a VM under Linux. It's not hard to do anymore, even for people with limited tech skills.
Seriously, the need for legacy software stopped being a good reason to stick purely with Windows quite a long time ago."
I always find these comments amusing... so your suggestion to alleviate some issues to windows is to run Linux AND Windows... What problem does that solve exactly?
That sir, is bollocks.
There are plenty of warnings, I've deferred updates for months on end because I was too busy.
This sounds suspiciously like someone got caught looking at nekkid ladies at work and had to think of a way to make it work related pretty quick.
Re: So this means I'll be able to hack my own body
I already get that... But then I *really* love wombats.
Choose one, I can't do both.
Seven weeks it took to get my business account sorted. Problem was whenever I phoned I was met with "we're having IT issues, it's all part of the bigger issue it will get sorted out in time" when in fact what was wrong is the migration of my data had somehow put my companies start date in the future... Online banking won't let you use an account for a company thats not yet reading so my access got knocked out and couldn't be reinstated...
It took two 4 hour sessions of me sitting in a branch refusing to leave to get it sorted.
Re: First Hand Experience
Back end script?
The sites a bag of shit but it's not that bad.
I am calling to tell you that there is a pigeon in your account and he is eating all of your monies.
Well I've been with them since the 90's and this is only the second time I've had to make a complaint so I'm not going to have a knee jerk reaction and close the accounts (an action that would require some effort on my part) and move to a bank that might be worse.
I've only just got access to my business accounts today!
Seven weeks. A day's worth of sitting on hold and a full day in branch to get this resolved.
I'm going back tomorrow to get compensation sorted.
"In Glasow University Students Union you could get deep-fried pizza!"
It's called pizza crunch and you can get it practically anywhere that has a fryer
Blood spilled from another US high school shooting has yet to dry – and video games are already being blamed
Re: Only Military??
I always like the "I need a gun to protect me from the government" line.
You've got a semi auto rifle and a few thousand rounds of ammo. The government has the whole us army behind it... I'm pretty sure they're better equipped.
Re: Only Military??
"Really? Only the Military should have pistols and semi-automatics? Nobody else?
What about police?
>> Only in certain cases not day to day.
What about private security guards?
What about private citizens for personal security?
>> Again. No.
It will be that Marilyn manson wot dun it.
I really hope he listened to nothing but Genesis.
From my experience the kind of people who wear beats to the gym are the least likely to to actually sweat..
The computations are not useless, there is an end goal that needs to be reached and you can't just drop in another algorithm which gives a different result and expect it to still work.
The current process is to (as I understand it) find a value that when fed into a function with the previous blocks hash and the hash of the current block gives you a prime number (I might have really misunderstood this, thinking about what would be involved... I must be wrong, but it's along those lines).
So changing the algorithm to give you the result of some protein folding exercise isn't going to work.
Re: Great Scott
"Fact is, it's not money wasted if you profit from it personally, and many people who use Bitcoin are profiting from it even if they aren't millionaires or immune to the risk of it tanking overnight."
It's power waster though.. solving each block is a race, first to solve wins, all the other miners have wasted their power
Re: Souk an e-cig
"That young man, is what used to be referred to as "tar", your daddy is being very naughty and having a sneaky ciggy on his way to and from work!"
No, Tar isn't clear and doesn't smell like peanut butter.
Unless you honestly think that the flavourings are made of magic pixie water you have to know that there is more going into your lungs than just water.
Im happy to accept that vapping is safer than smoking, but in the grand scheme of things isnt it just as stupid?
Re: Souk an e-cig
You can say "it's just water" or whatever this months tag line is that makes you feel happy about what you like to suck on but for me the only thing I need to have seen was the state of my dad's windscreen when I helped him out cleaning his car.. there was a sticky film of something clear that smelles suspiciously like his cape liquid which took acetone to remove properly covering the whole screen...
I wouldn't want that shit in my lungs any more than normal cigarette smoke.
As a developer (and business owner) Im not a massive fan of lock in, If Im doing something that we wont host ourselves then it has to be possible for me to pick up that system and move it to another provider - I want to be able to take the system from Amazon and host it on AWS or bring it back on premises. You cant future proof things that you dont control.
That said, if the proprietary tech was going to give us a big advantage then we might take the risk.
Wait... He paid cheques addressed to the postal service into his own account?
First of all - wow, thats a ballsy move... It will be hard to argue that he was unaware!
My bank declined a cheque that was sent to me because my name was miss-spelled (By one letter).
"They don't admit that it's a bad idea because it isn't a bad idea - it maximises the amount of screen space that your app has with the existing hardware. I would think that the notch will become more and more common, it's starting on Android devices already."
Does it though? Does that tiny bit of screen space on the left and right of the notch make a difference?
Ive tried a few phones with notches and I really don't see the point.
Its a gimmick or a workaround depending how you look at it - apple wanted to be the first to claim an edge to edge display and the only way they could do that was to cut out a portion of the screen to make space for the speaker, camera and proximity sensor.
So because apple wanted to wave its dick around we get a bloody notch which will be copied by other manufacturers to the detriment of actual innovation.
I'd much rather have a thin bezel at the top of my screen than an immovable black box right in the middle.
Hmm, I'm seeing it going the other way.. branching out to handle desktop apps on Windows is a stepping stone to doing the same on Linux in a later version.
Re: What version of .NET is on your machine?
"We have enough problems with our users getting the right .NET framework on their PCs. Now we need to think about a similarly named library but with an old version number."
What? In what way do you have issues with users getting the right version on their PC? That's not an issue we've had for 10+ years.
Also if you read the article .net core doesn't require the framework to be installed on the users machine as it can be deployed alond with the application.
Re: What version of .NET is on your machine?
"Why do we have .NET framework at 4.7 and .NET core at 3.0?"
Oh that's easy.. because there have been four major versions of the framework and we are on the 7th itteration of version four. And there have been three versions of .net core
I've just replaced my HTC one M8 after six and a bit years with a refurbished one plus 3t.. £280 no notch all the same features as these new phones (as far as I can tell) and a fraction of the price.
So glad to have realised that the constant annual phone refresh was a massive waste of money!
Re: What phone to get
Buy a replacement battery from eBay for £15.
Odds are it will come with the tool you need - they normally do. It's a 5 min job to switch a bettery.
Re: Just stop buying their shit
"its different because all he did was use a couple of logos which is just a civil matter for Microsoft to chase for unauthorised use. They claimed each disk deprived them of a sale of a windows licence, even though the computers already had a licence"
Nope, If you're not going to read the bloody articles I'm not going to engage with you.
"Britain has warned it would attempt to stop the EU using its encryption tech on the Galileo project while launching its own satellites."
Oh well as long as we're not being childish...
I honestly can't remember the last time I used a cheque. So can't help with that.
I'm pretty much cashless so have been into branch to transfer money but not actually withdraw it, others were lifting cash though so I guess that's a yes you can.
"The account number digits were correct, but my name was nowhere to be found..."
I got that email too, what are they thinking?