" but if you pay the penalty rates, they can get around it."
Way back when I did some extra work, we got a set amount for 8 hours, time and a half for 8-10 hours and double time after that. If there were a max, I was never told. One day we worked a very long day and through talking with one of the grips, he told me that he was at $200/hour at that point and wanted to go home. Since I could move lights around too, I told him to give me $400 cash and I'd take over his job for as long as it took to finish the "day". I was joking, of course, since I'd be drawn and quartered for even touching a light since I wasn't employed by the union. The issue at the time was the location. They had to be out by the end of the next day and it would take a day to clean up. They either had to pay OT to finish filming the scene or come up with a way to edit around it which might involve paying some union writers OT to change the script in a hurry.
It really blows the budget to go into overtime so they avoid it, but if it will be more expensive to not pay for overtime, they'll do that. It's how my mother got her SAG card (damn her). If you ever rent Friday the 13th, Part 3, my mom is the doctor that says "There nothing we can do for him, he's in a deep coma". She was hired as a medical consultant and got thrown into the role since they had to clear out of the hospital where they were shooting that night and the guy they cast for the role was thrown in jail the day before unbeknownst to the production company. Right place, right time. I never got a SAG card and did a lot more movie work.