Well
I'm just coming to the last 5 years of my 25 year mortgage, my wife lives at home with 2 kids, and the education is reasonably decent.
Labour did not really use failed Tory economic policies, which were to keep the public sector spending down to a minimum and work on substantially reducing the national debt. Brown stealth taxed everything where he could *cough* pensions *cough*, and massively increased the size of the public sector, giving us the financial headache we have now. He got handed a golden goose of an economy and by various policies caused it to lay itself to death,