Re: Having different details on chip and stripe
This still wouldn't help in all cases, as a lot of readers (e.g. the ones Shell petrol stations use) read the magstripe at the same time as the chip, so it would be trivial to modify one of those to read the stripe and get the pin, at which point the attacker's sorted.
Having two pins wouldn't work, as it's hard enough convincing people to remember one without writing it down, for two the number of people who'd either write it down, or keep getting their card locked etc would be ridiculous...
Also, to Dex - personally I don't like carrying around £60-£70 for a full tank of petrol, as if I get mugged or lose my wallet, that's a lot of money to have lost!
Personally, I'm in favour of chip and pin vs signatures, as it makes it far quicker at the till, however, I'm not in favour of the liability shift that's happened as part of it. If it really is reducing fraud as APACS clame, why should it mean that the banks become less liable...