Re: Oh dear
"I really hope this is from people who either allow or hasn't turned off (but have been asked about) some version of"
You can see the screen here...click for a bigger image.
http://pcsupport.about.com/od/windows-8/ss/windows-8-clean-install-part-2_6.htm
#4 would be what your talking about, and I'm not sure what #6 is. Name and account picture?
I expect most people click express.
They also try to make you sign up to a Microsoft account (like hotmail...) even if you are connected to a domain. Some apps like calendar just tell you to logon and try again if you are on a local/domain account. Weather tries to get you to turn on location service but you can just enter a city with a bit of poking. The weather app also has ads (shampoo in my case).