totally useless
so if you get mugged and someone nicks your bank card, it's likely you'll also be carrying your pinsentry so they'll take that too
although apparently any pinsentry unit will work with your card
i don't see how that makes it more secure - it's just the same as if i loose my bank card at the moment and someone picks it up
if someone has been able to phish your name, account details, the nth letter from your 'secret' passcode, the mothers maiden name and the age your cat died when you were a kid, then surely it's not beyond their means to have also cloned your bank card the last time you used it to buy petrol.
if most people use it at home, then what added security is it going to give? only to someone sitting outside snooping on your wifi i guess. but any man-in-the-middle systems won't be compromised by this
am also seriously thinking of ditching Barclays - i moved all my current accounts to an online bank because of those bloody stupid adverts and only keep the Barclays for the cashing cheques. am thinking of ditching that too now