Re: Oh so familiar
Direct Debit? better yet standing order, all the benefit of DD but you remain in control
Having had DD companies take money out when they shouldn't ( one example was the electric who took money out when account was already a quarter in credit and I only found out money had disappeared when I was out Xmas shopping) then it makes is clear why every billing company wants DD, IMHO so they can "accidentally" grab cash and take a long time paying it back i.e. interest free loan.
Yes you can go through the hassle of getting the bank to return funds but then again with standing order they can't make you the problem in the first place along with the old "we have calculated that your usage is going to be x*2" based upon estimated histories that are themselves x*2.5. (x) being your actual normal usage and x*2.5 is the reason that DD is never a consistent amount month to month.