Buy local.
Our village has only two places to spend money - the pub and the community shop/cafe. Both take plastic - but, the shop does cashback and, since upgrading to pay-by-bonk there's no minimum spend either, so more use cards anyway but can easily withdraw some cash to put in the collection on Sunday. Of course locals just put it all on the slate...
Nearest bank 9 miles, nearest branch of my bank 30 miles.