Re: Former Experian developer here
"I am just noise on the experian radar"
I doubt that. Experian will have lots on you regardless. They are widely regarded as the least ethical of an unethical bunch (an when one of that bunch is CIA stooge CACI - Google it - that's saying something)
[by way of disclosure I used to work for Experian competitors and am now an Experian customer, much as I dislike it]