Blah Blah Blah
Our dedicated Fraud Operations team are available 24 hours a day, 365 days a year to assist any customers impacted by fraud.
What a wonderful way to produce ZERO infromation and ZERO customer confidence in whole 3 paragraph. That clearly competes for the "most vacuous and meaningless PR statement of the year" award.
Why on earth would you use a middleman instead of going directly to Amex (+/-) BA is beyond me.
There is no need to get that card from Lloyds - you can get it directly.
But... You never know... Every train has its customers and every fraud has its marks.