back to article UK.gov failing to prevent £10bn of annual online fraud, say MPs

The government is not doing enough to prevent Brits being defrauded by £10bn per year, according to a spending watchdog report. The Public Accounts Committee said today that 2 million cyber-related fraud incidents were reported last year, however it is estimated just 20 per cent of incidents are reported. Online fraud is "now …

  1. Anonymous Coward
    Anonymous Coward

    Maybe

    If they weren't so busy with their Victorian-values crusade against porn, they could actually attend to crime?

    Then again, that phrase "too vast a problem for the Home Office to solve on its own" could reasonably be applied to tasks like the senior civil servants distinguishing between their own arses and elbows.

  2. Anonymous Coward
    Anonymous Coward

    Call me cynical but 1.2bn per year is exactly 1bn of vat fraud.

    Coincidence or bullshit?

    You decide.

  3. J.G.Harston Silver badge
  4. Anonymous Coward
    Anonymous Coward

    More accurately:

    UK Govt complicit in defrauding the public every time one of them opens their mouths.

  5. The Nazz

    If only ....

    Fraud was limited to online. But it's not.

    It's endemic in society, much of it by the Governments own doing.

  6. djstardust

    Amber Fucking Rudd

    Yet again.

    That woman is an imbecile ..... in fact the whole cabinet seem to be.

    This country will implode soon if nothing changes.

    1. Anonymous Coward
      Anonymous Coward

      Re: Amber Fucking Rudd

      I'm aching for both the Irish Government and the DUP to dig their heels in. The maybot has fuck all chance of getting the orange fundamentalists to change their views, and the Irish should go nuclear, and veto if necessary. The result? General Election in February. The result of that? Labour landslide.

      I've had enough, seriously. Anything *anything* is better that the current batch of shit-for-brains.

      1. Mark 85

        Re: Amber Fucking Rudd

        I've had enough, seriously. Anything *anything* is better that the current batch of shit-for-brains.

        Be careful of what you wish for... very careful indeed. Lately, all government officials (not just in the UK) are shit-for-brains. If history runs it's course, the next batch will be equally bad or worse.

        1. Teiwaz

          Re: Amber Fucking Rudd

          I've had enough, seriously. Anything *anything* is better that the current batch of shit-for-brains.

          Be careful of what you wish for... very careful indeed. Lately, all government officials (not just in the UK) are shit-for-brains. If history runs it's course, the next batch will be equally bad or worse.

          Yes, but if we speed up the turnover of the generational batches, maybe we'll speed up evolution!!!

          Igor, fetch my rubber waders and the cattle impregnation syringe, I'm going in...for democracy and Science...

          1. 0laf
            Big Brother

            Re: Amber Fucking Rudd

            Remember that evolution adapts a species to best fit the niche its in. And the niche here seems to suit thick as pig-shit possibly inbreeding, self important assholes.

            So you'll just get what we have turned up to 11.

            I vote for MPs to be selected by lottery. Like Jury service. If you get picked you just have to do your turn.

            Anyone that actively puts themselves forward should be automatically excluded as unsuitable.

        2. John Smith 19 Gold badge
          Unhappy

          "Lately, all government officials (not just in the UK) are shit-for-brains."

          IOW Civil "Servants"

          And they won't change with governments.

          "Governments come and governments go, but the bureaucracy goes on forever" as Bismarck is alleged to have observed.

  7. This post has been deleted by its author

  8. batfink
    FAIL

    So let me get this straight...

    So, the report says that the Home Office should be doing something about this but they're too useless, and they don't have any baseline data about the size of the problem in the first place. A difficult fix, given the ongoing incompetence of successive HO ministers (of various parties).

    And the report says that the banks aren't doing enough either. At least that one's easily solved: make them f'n responsible for the losses. Even doing basic checks like matching names against account numbers when doing transfers would be a help. Doubtless the reason this hasn't been done in the past is that the banks consider it cheaper to argue the toss when somebody (by fat-finger or fraud) puts in the wrong account/sort code, than to guard against it in the first place.

    Clearly this is a big issue and worthwhile doing something about, given that (allegedly) £10bn is going into the hands of scumbags rather than usefully (and taxably) being shuffled around the legitimate economy.

    So, expectation that any of this will be fixed in the foreseeable? Hahahahaha ahahaha...

  9. Brewster's Angle Grinder Silver badge

    Sauce for the goose...

    "The Department should press the banking industry to make relative online fraud vulnerability performance data publicly available,"

    The banks should respond, "Sorry, that information is confidential. Revealing it would undermine our ability to negotiate deals."

  10. inmypjs Silver badge

    "online VAT fraud, which costs tax payer £1.2bn per year"

    And saves shoppers who are mostly tax payers a fair proportion of that £1.2bn.

    The real injured parties are the merchants losing business due to them correctly charging VAT.

  11. AnoniMouse

    UK Banks don't care about fraud because it's the customers who lose

    Regarding : "Unless all banks start working together, including making better use of technology, there will be little progress on tackling card fraud and returning money to customers."

    Until banks are forced to accept legal responsibility for the consequences of their inadequate / broken use of technology to interact with customers, resulting in unnecessarily high levels of fraud being perpetrated on their customers, they will do little or nothing to improve matters.

    Oh and how is the statement by a UK bank that "We'll also never send you an email asking for your Online Banking details or that include a link to the Online Banking log-in page." consistent with the "Login" or "View your Account" buttons in EVERY email sent by the credit card arm of the SAME UK bank?

  12. Doctor Syntax Silver badge

    I think the HO's view would be that there's no problem that can't be solved if only they had access to every byte of data that flows online.

    1. John Smith 19 Gold badge
      Gimp

      the HO's view would be..no problem that can't be solved..they had access to every byte

      of data that flows online."

      And you'd be right. Certainly among the PHB types at the top.

      When you chase down issues that wind up the Great British Public you find how much of that s**t can be dumped at the doors of the Home Office or Ministry of "Justice" (split off from the HO as the whole structure was thought too big to manage)

      Immigration processing, effectively unrestrained government snooping, failure to expel foreigners convicted of serious crimes (real serious crimes like rape and murder, not the "more than 6 months" BS RIPA is looking to use).

      All down to the HO and it's leadership.

  13. Anonymous Coward
    Mushroom

    The abc of action to take against fraudsters

    “banks do not accept enough responsibility for preventing and reducing online fraud”

    The root of the problem is the decision made many-moons-ago to use Credit Cards for online financial transactions.

    The government must get better at explaining the tricks employed by fraudsters to target different groups, and set out clearly the action it is taking to tackle them.”

    What would “the government” know about preventing online fraud. What you need to do is this:

    a. Register your online bank account with a unique email address, don't use any personally identifiable information in the password recovery section of the email address, don't use this email address with any other website but the bank.

    b. Enable two-factor authentication with a burner phone and don't use this phone for any other business.

    c. Conduct your online banking activities from a 'computer' using a live CD.

  14. Anonymous Coward
    Anonymous Coward

    But it lacks data to judge whether its response to tackling online fraud is working.

    "But it lacks data to judge whether its response to tackling online fraud is working. "

    ....and the actual fraud figures in the story do not give a clue to how well they are doing?

  15. Anonymous Coward
    Anonymous Coward

    Home Office appears to be too busy threatening people here legally to do anything else, but perhaps if the penalties for government misuse of data were vaguely credible - and paid personally by responsible ministers and officials (not the taxpayer) - more people would be willing to trust govt to do something, and share information with them ..?

  16. Nolveys
    Headmaster

    Easy Solution

    The answer to this has to be breaking encryption and total government surveillance at all times, right?

  17. Teiwaz

    Reigning in one poorly thought out / implemented Gov IT projects???

    The government is not doing enough to prevent Brits being defrauded by £10bn per year, according to a spending watchdog report.

    Surely the bill for the numerous failures is greater than that...

    And you don't get to 'blame any failure on the 'previous goverment' if you've also gone out and repeated it...

  18. John Smith 19 Gold badge

    "£10Bn/Yr you say." Why that's more than 5 Bernies*

    That's over 1/2 the weekly amount the Leave campaign promised a Leave vote would give the NHS per week.

    Obviously HMG has no f**king chance of delivering that any time soon, which Jacob Rees Mogg is fully aware of.

    But perhaps a new Conservative government with a new Leader could do better?

    Wherever would the party find a suitable candidate? IE a Plausible sounding, well dressed and well off Right wing loon who makes Arlene Foster seem like Nelson Mandela? Hmmmmm.

    *Allegedly

  19. hoola Silver badge

    All hot air

    The really tossers here are the likes of eBay and Amazon who will do anything possible to pass the blame onto someone else and make it "not their problem". Both are full of fake, dodgy or fraudulent listings from far-eastern sellers, none of whom pay any vat. Both companies themselves are masters of tax mitigation to the point that it is taking the micky.

    Why is Amazon in particular full of items that are at insane prices other than the system being rigged. The auto-pricing algorithms then push the baseline up and everyone except the customer is a winner. Ebay has similar issues on some items where an item is at a Buy-It-Now price about 1000 times what it should be.

    Ultimately the general population don't care less as long as the next purchase arrives at the cheapest possible price. Few can see or care about the long-term consequences and as with all these mega corporations, there is so much lobbying, most traditional businesses are stuffed.

  20. Mr Magoo
    Holmes

    ONGOING FRAUD

    You can tell that pathetic organisation Action Fraud, who should IMSHO be renamed INAction Fraud DETAILS of an ongoing fraud...names, dates item numbers (it's on eBay) times, and even what to expect in terms of retractions, auctions being cancelled due to

    "errors in the listings", and/or "item lost or damaged", and they will say?

    As you are not the VICTIM of a crime we will not record it as a crime, and if it's not recorder as a crime it will NOT be investigated.

    So, you can hand these MUPPETS fraud ON A PLATE, but they won't get off their ass,and do anything about it

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