The researchers are idiots. Even a minimally important account can be used if pwned for -say- posting kiddieporn links or terrorist comms; and that account would be tied to at least your IP address. You'd have a real job in court trying to explain that it wasn't you.
Plus if it's your account, then there's probably some real data in there that can be used to help with identity theft. And that's just two obvious misuses...there are some real evil bastards out there.
There's no perfect answer; but an offline, encrypted piece of software to remember PROPER AND UNIQUE passwords for you isn't half bad.
"pushing users to light up even a small amount of grey matter "would be wasteful"."
The same would appear to apply to researchers.