Let me be the first to say...
Wont someone please think of the children! =P
The FBI and New York state police are investigating the online theft of more than $3m from a small school district in the western part of the state. All but $497,200 was eventually recovered after an employee at Norwich, New York-based NBT Bank alerted officials at Duanesburg Central School District to the unusually large …
Many of them will only work with Internet Explorer. That means the only way you can use them is with a Windows PC. I personally think there should be something like a driving license for computer users where they show they know all about computer security and are willing to keep things up to date and run virus scans. Otherwise they need to disable monetary transactions via online banking.
I think recommending against windows for online banking goes a little far.
Two-factor authentication should be mandatory for online banking, a practice I believe US banks still don't all follow.
Granted, this leaves the door open for man-in-the-middle attacks, but I suspect these are much, much harder to perpetrate.